Equal Housing Lender. Copyright 2011 Mark Leaver. All rights reserved. Terms and Conditions of Use. Read our privacy statement. CA Department of Real Estate, real estate broker, license 01006840. NMLS ID 278620 and 364089. Rates appearing on the Loanlane web site are subject to change and are intended for California owner occupied single family residences only. First position liens only. Mortgage rates are subject to change without notice. Mortgage rates posted on this web site apply to applicants with a minimum FICO score of 720 or a loan-to-value ratio less than 60%, and require documented income and assets to comply with underwriting requirements. All programs are underwritten to Fannie Mae underwriting guidelines, or portfolio guidelines. Not applicable to FHA or VA loans. Rate locks are granted only after the receipt of a fully documented loan application. Loans exceeding $625,000 require mortgage payments to be made automatically from a specific checking account and have minimum liquidity requirements. Inquire for details. Stock quotes or financial market indexes, if displayed, are delayed 20 minutes. Loans exceeding $417,000 not available in all counties. Stock quote data and market index information is provided for information purposes only, and is not intended for trading purposes. Loanlane is not liable for any errors or delays in the content related to stocks, bonds, or market indeces, or for any actions taken in reliance thereon. The information contained herein is believed to be reliable. However, we do not make any representations as to its accuracy or completeness. Any statements nonfactual in nature constitute only current opinions, which are subject to change. Your use of the free calculator widget is done so without any liability to us. More information is listed here.